Financial Incentives for EVs and Home Electrification

Roughly 20% of our climate damaging emissions statewide are directly attributable to residential buildings – and in Brookline, the percentage of residential emissions is likely higher. Meeting the Commonwealth’s 2050 net zero emissions goals will require individual renters, condo-owners, homeowners and landlords to take steps to electrify their homes while the electric grid transitions to 100% clean renewable energy sources. Financial incentives can make this more affordable.

For many decades, Mass Save – the Commonwealth’s utility-sponsored energy efficiency program – has offered zero-interest loans and cash rebates for home energy improvements and energy efficient appliance purchases. Over the years, Mass Save rebates have increased significantly in support of home electrification. Unfortunately, most federal tax credits for home energy efficiency, electrification and EVs under the Inflation Reduction Act of 2022 were rescinded at the end of 2025. However, Mass Save and the Commonwealth continue to offer substantial rebates and zero-interest loans.

The table below summarizes the financial incentives available now to help you start thinking about financing home electrification steps. It includes links to online calculators and other resources to help you tailor the information to your home and income level. Note: Mass Save has additional rebates for income-eligible residents – use the links in the table below for more details.

IMPORTANT NOTE ON MASS SAVE REBATES: Completing a Mass Save Home Energy Assessment is often required to be eligible for Mass Save’s 0% interest loans and their rebates for heating and cooling equipment, energy efficient appliances, and home weatherization. The best way to set up a Home Energy Assessment is through the Town of Brookline by calling 617-329-4823 (preferred method) or going to their website. Under Mass Save’s Community First Partnership, the Town’s Energy Advocate can answer questions and provide support in moving through the Mass Save process. Before buying appliances or hiring contractors, be sure to have the proper documentation from a recent assessment or an update of a previous assessment and fully understand the program conditions and equipment requirements for rebate eligibility.

Home Electrification Step	Source	Incentive	Available	Additional Information
How-To Guide #1 Incentives for LED Lighting
LED Lights Bulbs, Fixtures	Mass Save	Online discounts	Current	Buy Mass Save LEDs Online
How-To Guide #2 Incentives for Weatherization: Insulation and Air Sealing
Home Energy Assessment	Mass Save	No Cost	Current	No-cost Mass Save Home Energy Assessment (HEA)
Insulation and Air Sealing	Mass Save	75% to 100% off	Current	Mass Save | Home Weatherization Discounts
Insulation and Air Sealing	Mass Save	$25,000 (max.) 0% interest loan	Current	Mass Save Heat Loan
Exterior Windows	Mass Save	$75 per window	Current	Mass Save | Residential Window Rebates
How-To Guide #3 Incentives for Induction Cooking
Induction Stove	Mass Save	$500 rebate	Current	Mass Save | Induction Stove
How-To Guide #4 Incentives for Heat Pump Water Heater
Heat Pump Water Heater	Mass Save	$750 – $1,500 instant rebate (point-of-sale)	Current	Mass Save | Heat Pump Water Heater Rebates
How-To Guide #5 Incentives for Heat Pump Dryers
Heat Pump Dryer	Mass Save	$200 rebate	Current	ENERGY STAR Certified Clothes Dryers (masssave.com)
How-To Guide #6 Incentives for Heating and Cooling with Air Source Heat Pumps
Air Source Heat Pump or Air to Water Heat Pump	Mass Save	$2,650 per ton up to $8,500 whole home rebate OR $1,125 per ton up to $8,500 partial home rebate. *Additional incentives are available to certain income qualified residents.	Current	Mass Save | Air Source Heat Pump Rebates
Ground Source Heat Pump	Mass Save	Up to $13,500 whole home rebate OR $2,000 per ton partial home rebate up to $13,500	Current	Mass Save | Ground Source Heat Pumps
Heat Pumps (Air Source or Ground Source)	Mass Save	$25,000 (max.) 0% interest loan	Current	Mass Save Heat Loan | 0% Financing
How-To Guide #7 Incentives for Electrical Service
Panel and Wiring Upgrades for EV chargers	Eversource	Up to $1,400	Current	Eversource | Electric Vehicle Home Charging Rebates
How-To Guide #8 Incentives for Green Electricity
Solar Panels	Mass.	15% tax credit ($1,000 max.)	Current	Solar Electricity – Mass Clean Energy Sector (masscec.com)
Solar Panels	Mass. DOER / Utilities	Monthly utility incentive payments	Current	Solar Massachusetts Renewable Target (SMART) Program Eversource – SMART Incentives Program
Solar Panels	Utilities	Net Metering (electric bill credits for over-production)	Current	Net Metering Guide | Mass.gov Eversource | Massachusetts Net Metering
How-To Guide #10 Incentives for Electric Vehicles and EV Chargers
EV Cars (new including battery and fuel cell powered) EV Cars (used–income qualifying)	MOR-EV	$3,500 $3,500	Current Current	MOR-EV | Cars Overview
EV Pickup Trucks (new)	MOR-EV	$7,500	Current	MOR-EV | Pick-Ups and Class 2b Vehicles
Trade-in of qualifying internal combustion engine vehicle when purchasing qualifying EV	MOR-EV	$1,000 for cars at least 12 years old	Current	MOR-EV | Cars Overview
MOR-EV+ (income qualifying)	MOR-EV	$1,500 additional to standard MOR-EV rebates	Current	MOR-EV | Eligibility and Requirements
Panel and Wiring Upgrades for EV Chargers	Eversource	Up to $1,400	Current	Eversource | Electric Vehicle Home Charging Rebates

Want to Learn More about Financial Incentives?

The Massachusetts Clean Energy Center (MassCEC), a program of the Massachusetts Department of Energy Resources (DOER), has created a table with convenient links that covers various Mass Save and other state-sponsored incentives: Benefits + Savings / Massachusetts Clean Energy Center.

Rewiring America, a nonprofit supporting electrification, features a savings calculator that offers details on a range of home electrification products and services.